Whole Life

What is Whole Life Insurance?
Whole life insurance is the priciest of the three principal types of life insurance (term, whole, and universal), but it guarantees a death benefit, guarantees a cash value growth rate, and guarantees a fixed premium. Buyers are attracted to the guaranteed death benefit and the minimal risk of lapse. Unlike universal life insurance (the other variety of permanent life insurance) in order to prevent this policy from lapsing, the policy owner has only to make regular payments of a fixed premium, just as though this were a simple term life insurance policy.

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Participating WL
Issue Ages 0-85

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Participating WL
Issue Ages 0-90

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Issue Ages 0-80

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